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Home Search results for "Consumer"

Medical Ethics

By mayank | Patient Rights | 0 comment | 5 March, 2021 | 0

Medical Negligence Infographics

Medical Negligence

By Nyaaya | Patient Rights | 0 comment | 2 March, 2021 | 0

Medical Negligence Infographics

Who can Complain?

By Nyaaya | Consumer Rights, Money and Property | 1 comment | 9 November, 2020 | 2

A complaint 1 about a product or service can be filed by 2 a number of persons under the law, such as: People who buy goods or use services for themselves or for their own work in exchange for a payment. 3 For example, if a person takes an Uber cab to work, they are aRead more

Types of Consumer Complaints

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

Every person has a right to file the following types of consumer complaints under consumer protection law: E-commerce complaints “E-commerce” means buying or selling goods or services (including digital products) over digital or electronic networks1. It includes the production, distribution, marketing, sale or delivery of goods and services by electronic means 2.  E-commerce entities, suchRead more

Mediation as a Dispute Settlement Resolution

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

Mediation1 is an out-of-court settlement where the parties can decide the manner of the proceedings. It helps the speedy settlement of disputes.  The Consumer Protection Act, 2019 has introduced the provision where the relevant Commission can refer a consumer dispute for mediation, when there is a scope of settlement between the parties2. However, parties toRead more

Fee for Making Complaints

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

Every complaint1 filed under the consumer protection law must be accompanied with a nominal fee that is payable in the form of a demand draft of a nationalized bank or through a postal order2, or in electronic form3. The fee structure based on the value of goods or services is given below4:    Fee payableRead more

Punishments for Consumer Rights Violation

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

The Central Consumer Protection Authority has the power to penalize an individual or entity for violating consumer rights. This is ensured through various means such as fines, taking back the defective goods1, reimbursements for such goods/services2, or discontinuation of unfair trade practices3. Punishments for false or misleading advertisements The manufacturer, advertiser or endorser is liableRead more

What are Consumer Rights?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

Consumers who are unaware of their rights are vulnerable to the marketplace. It is vital for consumers to be aware of their rights so that they can make choices confidently, and with due regard to their interests. Consumer Rights include, but are not limited to, the following ((Consumer Rights, Department of Consumer Affairs, accessed atRead more

Consumer Complaints against E-Commerce Platforms

By Nyaaya | Consumer Rights, Money and Property | 4 comments | 9 November, 2020 | 2

Consumers can also complain against unfair trade practices involving digital and other products bought through e-commerce platforms and retailers. Any person who owns, operates or manages any digital or electronic platform offering goods or services for sale, is an e-commerce entity. An e-commerce entity is separately governed by e-commerce rules1 in India. These rules areRead more

What is Product Liability?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 1

Product liability refers to the responsibility of the product manufacturer or seller to compensate for the harm caused to the customer due to a defect in the product or deficiency in service1. The harm caused can include issues such as personal injury, mental distress, death, damage to property, breach of contract, etc2. For example, ifRead more

What are Public Utility Services?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 3

Public utility services are facilities provided by the Government, which are essential to a citizen’s needs. For instance, these services include, the supply of water to homes, supply of electricity, the postal system, the banking system, railways, etc. The consumer protection law enables consumers to file complaints about these public utility services. Examples of publicRead more

Procedure to File a Consumer Complaint

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 2

A complaint1 can be filed electronically to the Integrated Grievance Redressal Mechanism portal (INGRAM), or offline with the consumer protection authorities such as district or state commissions to seek relief for consumer rights violations. Further there are helplines as well as phone based applications one can use to register complaints. If the complaint is not resolved,Read more

What are Goods?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 1

Goods include anything other than money, that is manufactured or produced for consumption by people1. As per the consumer protection law, goods refer to all movable property, including food.2 Based on how a good is used, there are two types of goods:  Capital goods: Capital goods are used to produce other goods and services. For example,Read more

Consumer Protection Authorities

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 3

Given below are the details and functions of all the consumer protection authorities: Central Consumer Protection Authority1 The Central Consumer Protection Authority (CCPA) aims to promote, protect and enforce the rights of consumers collectively. The CCPA is empowered to:  Conduct investigations into violation of consumer rights and start prosecutions on complaints received.  Order recall ofRead more

What are Services?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 1

Service means any activity made available to people, and it can include facilities related to banking, financing, insurance, transport, processing, provision of electrical or other energy, telecom, boarding or lodging, housing construction, entertainment, amusement or the relay of news or other information1. ‘Services’ include any activities carried out by one person for another, in returnRead more

Who is a Consumer?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 3

Consumers are people who 1 buy and use goods or services.  Consumers have a right to file a complaint for any of the services or goods used by them: Person buying and using goods and services A consumer includes any person who buys goods and services, as well as anyone who uses them. For instance,Read more

What is Consumer Welfare Fund?

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 9 November, 2020 | 0

The overall objective of the Consumer Welfare Fund(CWF) is to provide financial assistance to promote and protect the welfare of the consumers and strengthen the consumer movement in the country1. There are certain rules in place which govern the use of the CWF. Some of them are2: Consumer awareness projects with wide coverage and adoptingRead more

Consumer Complaint Forums

By Nyaaya | Consumer Rights, Money and Property | 0 comment | 8 November, 2020 | 2

The consumer protection law specifies relevant authorities and complaint forums1 that a consumer can approach if their rights2 as a consumer are violated. There are three Consumer Disputes Redressal Commissions, at the district3, state4, and national level5. All these forums have the duty to hear the concern of a consumer and ensure that every concern is givenRead more

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Nyaaya - India's Laws Explained
  • Explainers
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    • Government and Politics
      • Unlawful Activities (Prevention) Act
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Andhra Pradesh

Girl Child Protection Scheme

The Girl Child Protection Scheme is aimed at preventing gender discrimination by empowering and protecting rights of girl children through direct investment from the State Government. It provides a number of incentives to promote the empowerment of the girl child:

  • In case of a single girl child she is entitled to receive Rs.1.00 lakh after completion of 20 years of age.
  • In case of two girl children, both of them are entitled to receive Rs.30,000/- each, after completion of 20 years age.
  • Both “single girl child” and “two girl children” are entitled to receive Rs1,200/- per annum as scholarship from 9th class to 12th class (including ITI course) during their period of study, as a benefit under the scheme.

More information on this scheme can be found here.

Bangaru Thalli Scheme

Bangaru Thalli is a welfare scheme for girls launched by Government of Andhra Pradesh. The scheme supports the family of a girl from her birth till her graduation. All the Below Poverty Line white card holders are eligible for the scheme.

Details of the scheme can be found in the Andhra Pradesh Bangaru Thalli Girl Child Promotion and Empowerment Act, 2013.

Assam

Manjoni Scheme

Under this scheme, Rs. 5000 is deposited by the State Government at the time of the birth of a girl child and the girl would get the matured value of this fixed deposit when she turns 18. In order to be eligible for this scheme, the girl child must be born in a Government hospital and the family should have adopted the two child norm.

More information on this scheme can be found here.

Bihar

Mukhyamantri Kanya Suraksha Yojana

Under this scheme the girl child gets financial assistance from her birth till graduation amounting to a total of Rs. 51,000. The funds will be dispersed over a period of time upon attaining a certain age and completion of certain prerequisites:

  • At birth: Rs 2000
  • Age 1 upon issuance of Aadhar card: Rs. 1000
  • Age 2: Rs. 2000
  • Passing 12th grade: Rs. 10,000
  • Graduation: Rs. 25,000

These benefits are available to only 2 girls in a family and residents of Bihar. Girls coming from financially weaker backgrounds will be given priority. To apply to this scheme, the parents can visit the anganwadi centres, fill the application form and submit the necessary documents to the anganwadi workers.

Goa

MAMTA scheme for girl child

With a view of improving the female sex ratio of the State, under this scheme an amount of Rs. 10000/- will be paid to all the mothers who deliver a girl child  (maximum 02 deliveries) in a registered medical institution. Eligible mothers can apply to the Child Development Project Officer through the local Anganwadi Centre with a copy of the Birth Certificate within 45 days from delivering the child. The benefits are directly credited to the declared Bank Account.

There is an online application for this scheme. More information on this scheme can be found here.

Gujarat

Kunwarbai Nu Mameru Yojana

The Ministry of Women and Child Development of Gujarat has launched a scheme called Kunwarbai Nu Mameru Yojana that offers financial assistance of Rs. 10,000 to only one girl of a family. However, this scheme has been started specifically for the welfare of Scheduled Tribes and Scheduled Castes girls. Only those with an annual income limit of Rs. 1,20,000 (Rural areas) and Rs.1,50,000 (Urban areas) are eligible for this scheme.

More information on this scheme can be found here.

Haryana

Laldi Scheme

The Ladli Scheme of Haryana is meant to provide benefits to biological parents who have no son (biological or adopted) but only daughters. This scheme is only available to those who are either domicile of Haryana or working for the State government, whose gross annual income of the family does not exceed Rs. 2,00,000.

The pattern of this scheme is similar to the Old Age Samman Allowance scheme for the families having only girl children. The enrolment of families under this scheme commences from the 45th birthday of the mother or the father whoever is older of the two till their 60th birthday i.e. for 15 years (Thereafter they will be eligible for Old Age Samman Allowance). The rate of allowance provided is Rs. 1,800 per month.

More information on this scheme can be found here.

Himachal Pradesh

Indira Gandhi Balika Suraksha Yojana

Under this scheme, the families adopting family planning methods after the birth of the first female child will be given a sum of Rs. 25,000 and those adopting family planning methods after the birth of two female children will be given a cash of Rs. 20,000.

The health department of the Himachal Pradesh government also provides free of cost transportation either through taxi or ambulance for carrying pregnant women to the nearest hospital for delivery.

Beti Hai Anmol Yojana

Under this scheme, for all the families lying below the poverty line in Himachal and having one or two girls, a sum of Rs. 5100 will be deposited in the name of girls at the time of their birth. Moreover, to help in the education of such girls, scholarships ranging from Rs. 300 to Rs. 1500 will be given to them from class I to class XII.

More information on this scheme can be found here.

Jammu and Kashmir

Ladli Beti Scheme

Under this scheme, financial assistance of Rs. 1000 per month is made by the Government from the birth of the girl child / account opening date for the next 14 years. For this, zero balance accounts have already been opened in the Jammu and Kashmir Bank in respective localities. This is only applicable to girls born on or after 1st April 2015, and whose parental income is less than Rs. 75,000 per annum.

More information on this scheme can be found here.

Jharkhand

Ladli Lakshmi Yojana

Under this scheme, the State government offers a girl child from families below poverty line benefits of Rs. 1,80,600. An amount of Rs. 6,000 will be deposited annually into the girls account till she turns 5 years old. Further amounts will be added upon completion of higher education, marriage and so on, along with monthly allowances of Rs. 200 for girl students.

Karnataka

Karnataka Bhagyashree Scheme

With the idea of raising the status of girl children and promoting their birth in the country, the Karnataka government has come up with the Karnataka Bhagyashree Scheme. The scheme provides financial assistance to the girl child in families that lie below the poverty line through her mother or father who is subject to the fulfilment of certain conditions.

The government of Karnataka offers the following benefits to the eligible candidates of this scheme-

  • The girl child gets a health insurance cover of upto Rs. 25,000 per month
  • The child gets an annual scholarship of Rs. 300 to Rs. 1,000, depending upon her age upto 10th standard
  • The parents get Rs. 1 lakh in case of accident and Rs. 42,500 in case of natural death of the girl child.
  • On completing 18 years of age, the parents of the girl child would be paid Rs. 34,751.

Along with this, there are certain interim payments such as annual scholarships and insurance benefits that the beneficiary can avail upon continued fulfillment of the eligibility criteria. The grant of such facilities promotes the birth of girl children in economically weaker families and raises their status within the society.

Kerala

Education Assistance to Women Headed Families

The scheme proposes to extend a helping hand to these families by way of providing financial assistance to the education of children by the State government.

More information on this scheme can be found here.

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